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Opening an account in Banque Richelieu (Switzerland)

Opening an account in Banque Richelieu (Switzerland)
  • Price:1200 eur
  • Term:individually
About bank

Banque Richelieu Switzerland is part of the private banking group Banque Richelieu, which operates in the field of Private Banking and Wealth Management, with offices in Switzerland, France, and Monaco.

Banque Richelieu Switzerland serves private and institutional clients — entrepreneurs, wealthy families, and family offices in Switzerland, Europe, and the Middle East.

The bank offers individual solutions in asset management, investments, lending, and capital structuring, combining Swiss banking traditions with modern financial innovations.

Name
Banque Richelieu
Category
Investment
Opening date
individually
Price
1200 eur
Bank Features
  • The bank offers Visa, MasterCard, and Swiss Bankers payment cards.
  • Banque Richelieu Switzerland supports securities operations and provides advisory services in capital management.
  • Account management via online banking and personal managers.
  • Current accounts are opened in EUR, USD, CHF.
  • Escrow account services and crypto loans are available.
  • Accounts are opened for servicing crypto activities and blockchain projects.
  • Individual tariffs for each client and business.
  • Expertise and analysis of investing in digital assets.
Who are the accounts for?

The bank opens accounts for both individuals and legal entities. Opening an account for a company registered in a tax-free jurisdiction is not considered.

Account types

Current, investment, savings, deposit accounts, including accounts for investing in precious metals and managing digital assets.

Bank rates
Account opening cost:
personal
500 CHF
corporate
1000 CHF
capital contribution account
1000 CHF
Minimum deposit on the account:
recommended amount for all client
from 5000 to 10000 CHF
Minimum account balance:
for individuals with medium risk
from 1 million CHF
for individuals with high risk
from 1.5 million CHF
for companies with medium risk
from 1.5 million CHF
for companies with high risk
from 2 million CHF
Account maintenance:
personal
500 CHF/year
corporate
500 CHF/year
...
Additionally, 3000 CHF/year is charged. If an individual agreement with the client does not generate annually commissions and fees exceeding the base level, the bank charges an additional fee for account maintenance. Base level – 10,000 CHF. For clients from high-risk countries +5000 CHF. For complex company structures +5000 CHF. If the client is a politically exposed person +10,000 CHF.
Account closure:
for all client categories
1500 CHF
Transfers:
outgoing transfers in CHF
25 CHF / 50 CHF
outgoing transfers in USD
0.20% (minimum 150 CHF) / 0.25% (minimum 300 CHF)
outgoing transfers in EUR and other currencies
0.1875% (minimum 100 CHF) / 0.20% (minimum 200 CHF)
Bank visit

Initially, an account at Swiss Banque Richelieu Switzerland can be opened by submitting documents remotely. In this case, all signatures on forms and documents, as well as a passport copy, must be notarized. However, the bank expects a personal meeting with the client in Switzerland within the first 12 months after opening the account, although a video call can be arranged.

Account opening procedure
1
Acquaintance with the client and his business (filling out a questionnaire)
2
Collection and preparation of documents
3
Sending documents to the bank
4
Receiving a positive response from the bank
5
Signing bank forms
6
Making a down payment
7
Gaining access to the account
8
Video conference or personal meeting with a bank representative

Please note that according to international account opening standards, each bank is required to follow the KYC procedure, so the bank will require documents and data confirming identity, business, and wealth for identification. In addition, the bank has the right to refuse account opening without giving reasons. To avoid such negative consequences, consult specialized lawyers for a preliminary consultation on opening foreign accounts, and we will guide you through all the details of opening an account at the Swiss bank – Banque Richelieu Switzerland.

Popular questions
What types of accounts does Banque Richelieu Switzerland (Switzerland) open?
Banque Richelieu Switzerland opens current, investment, savings, and deposit accounts, including accounts for precious metals and digital assets. For assistance in opening an account, preparing documents, and completing the compliance procedure, leave a request on our website, and we will contact you immediately.
How long does it take to open an account in Banque Richelieu Switzerland (Switzerland)?
The time frame depends on the complexity of the client and the type of account.
Is it possible to open an account in Banque Richelieu Switzerland (Switzerland) online?
An account at Banque Richelieu Switzerland can be opened remotely, but the identification procedure requires organizing a meeting with a bank manager or arranging a video conference.
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